So many of us wander through life thinking we have everything together. I have a fool proof way to see if you really do have it together. You will be able to tell with one question.

Are you successful with money?

I don’t mean are you wealthy beyond belief. I’m talking about are you drowning in debt? (You may be and not even know it.) A good way to tell if you are in over your head is to list all your debts in a column and then all your assets and/or things that actually go up in value (like a house or an investment) in another column.

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Most people believe that a rigid, planned schedule takes away your freedom and makes life dull - a “fun” killer. Actually, having detailed, “anal” schedule has just the opposite effect. It allows you to do what YOU know you need to be doing - even having fun.

Controlling your activities based on your priorites, and outlined by a scheduled actually gives you the most freedom of any approach. It liberates you to do what is productive and important TO YOU.

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