You can reduce your auto insurance rates as a teen if you do the following…

1. Reduce your mileage as much as you can. The more you are behind wheels, the more the odds that you’ll make a claim in no distant time.

2. Insurers give you lower auto insurance rates if you get impressive grades — A minimum of B’s.

3. Pick a car that has the following: Alarm system, anti-lock brakes, daytime running lights and any other security and safety feature. Let your insurer be told if you have such in your car. They’ll get you reasonable discounts.

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