We all want the best quality car insurance for the lowest price. But with so much choice and a lack of understanding about how motor insurance is priced, most of us either take the path of least resistance and renew with our current insurer or just end up paying too much and hoping for the best.

Well, if you’re looking to get lowest premiums possible - without sacrificing the level of cover you want - there are some little-known tricks you can use. Ask yourself these five questions before you get any quotes…

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